Momentum Health
Healthcare backed by Multiply rewards and financial wellness
Momentum Health is part of the Momentum Metropolitan group, one of South Africa's largest insurance and financial services companies. Their medical scheme integrates with the popular Multiply rewards programme.
With a range of plans from comprehensive Pace options to affordable Ingwe and Incentive plans, Momentum Health offers flexibility for different budgets while providing access to the Multiply wellness and rewards ecosystem.
At a Glance
500K+
Members
12+
Plan Options
From R1,400
Monthly
Multiply
Rewards
Popular Plans
Pace 4
R3,800
per month (single)
Hospital Cover
Unlimited private hospitals
Day-to-Day
Full day-to-day benefits
Ingwe Option
R1,600
per month (single)
Hospital Cover
Network hospitals
Day-to-Day
Network-based benefits
Plan Categories
| Range | Plans | Hospital | From |
|---|---|---|---|
| Summit | Summit | Unlimited | R5,000+ |
| Pace | Pace 1-4 | Unlimited | R2,500 - R4,000 |
| Evolve | Evolve | Unlimited | R2,800 |
| Incentive | Incentive | Limited | R2,000 |
| Ingwe | Ingwe | Network | R1,400 - R1,800 |
| Access | Access | State + DSP | R1,200 |
Multiply Rewards Integration
Momentum Health integrates with Multiply - a wellness and rewards programme that pays you for being healthy and managing your finances well.
Earn Status For
- • Health assessments and screenings
- • Fitness activities and gym visits
- • Managing your finances
- • Safe driving behaviour
Rewards Include
- • Up to 100% cashback on fuel
- • Discounts at Clicks, Woolworths
- • Flight and travel discounts
- • Entertainment rewards
* Multiply is a separate paid programme. Higher tiers unlock better rewards.
Why Choose Momentum Health?
Multiply Integration
Earn rewards for healthy living and good financial behaviour.
International Travel Cover
Comprehensive plans include overseas emergency medical cover.
Mental Wellness
Dedicated mental health support and counselling benefits.
Flexible Plan Range
From premium Summit to affordable Access - options for all budgets.
Strong Parent Company
Backed by Momentum Metropolitan, a JSE-listed financial services group.
Digital Tools
Modern app for claims, finding doctors, and managing benefits.
Pros and Cons
Pros
- Multiply rewards integration
- Wide range of plan options
- Good international travel cover
- Mental wellness focus
- Strong financial backing
- Affordable entry options (Ingwe, Access)
Cons
- Multiply costs extra
- Network restrictions on cheaper plans
- Some co-payments may apply
- Not as large as Discovery network
- Annual increases
How to Join
Get a Quote
Visit momentum.co.za or contact a broker for a personalised quote.
Select Your Plan
Choose from Pace, Ingwe, Incentive or other options based on your needs.
Complete Application
Apply online or through a financial adviser with your details and documents.
Add Multiply (Optional)
Consider adding Multiply for wellness rewards and additional benefits.
Frequently Asked Questions
Is Multiply included in my medical aid?
No, Multiply is a separate paid programme. However, it integrates well with Momentum Health and can provide significant rewards if you're actively engaged.
What's the difference between Pace and Ingwe?
Pace plans offer comprehensive cover with access to any private hospital. Ingwe is a network-based option with lower premiums but restricted to designated providers.
Does Momentum Health cover mental health?
Yes, most plans include mental wellness benefits including psychology and psychiatry cover, plus access to counselling services.
Can I use any hospital?
On Pace and Summit plans, yes. On Ingwe and Access plans, you're limited to designated hospital networks for non-emergency care.
Important Information
- • Momentum Health is administered by Momentum Health Solutions, part of Momentum Metropolitan Holdings.
- • Premiums shown are indicative - get an official quote for accurate pricing.
- • Standard waiting periods apply to new members.
- • Late joiner penalties may apply if joining after age 35.