Reviews
Honest, in-depth reviews of South African financial products and services.
Capfin Loan Review 2026: Rates, Fees & Real Costs
What a Capfin loan really costs after interest, initiation and service fees. Who qualifies, how to apply at PEP, and honest pros and cons.
Sanlam Loan Review 2026: Rates, Fees & Real Costs
Up to R350,000 over as long as 7 years at 16% to 28.5%. Why the longest term is almost never the right one.
Unifi Loan Review 2026: The Real APR Explained
Unifi advertises around 24.9% but publishes an APR of 95.9% to 121.1%. We explain the gap and what R2,000 to R12,000 really costs.
FinChoice Loan Review 2026: Rates, Fees & Real Costs
Prime-linked pricing makes FinChoice one of the cheaper non-bank lenders. R8,000 to R25,000 over 24 months, and the skip-a-payment catch.
FASTA Loan Review 2026: Rates, Fees & Real Costs
R800 to R8,000 over 1 to 3 instalments with payout in minutes. What it costs, and the R6,000 minimum salary rule.
LendPlus Loan Review 2026: Real Cost of a Payday Loan
R500 to R4,000 over 5 to 35 days. We annualise the true cost of payday credit and show the cheaper alternatives to try first.
Easy Equities Review: Good or Bad in 2025?
Is Easy Equities worth it? We review fees, pros & cons, and whether it's the best investment platform for South African beginners.