Terms of Use

1. Acceptance of Terms

By accessing and using MoneyToday ("the Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

2. Description of Service

MoneyToday provides financial information, comparison tools, guides, and educational content related to personal finance in South Africa. Our services include but are not limited to:

• Financial product comparisons (loans, credit cards, savings accounts, insurance)
• Educational guides and articles
• Calculators and financial tools
• News and updates about the South African financial landscape

3. Not Financial Advice

You should consult with a qualified financial advisor, accountant, or other professional before making any financial decisions. We do not recommend any specific financial products or services.

4. Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of the content on our website. Financial products, rates, and terms change frequently, and the information displayed may not reflect current offerings.

Always verify information directly with the financial institution or service provider before making any decisions.

5. Third-Party Links and Affiliations

Our website may contain links to third-party websites, including financial institutions and product providers. We may receive compensation from some of these partners when you click on links or apply for products through our site.

These affiliate relationships do not influence our editorial content or product rankings. We are not responsible for the content, privacy policies, or practices of any third-party websites.

6. Intellectual Property

All content on MoneyToday, including text, graphics, logos, images, and software, is the property of MoneyToday or its content suppliers and is protected by South African and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

7. User Conduct

You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to any part of the website
• Interfere with or disrupt the website or servers
• Use any automated means to access the website without permission
• Transmit any viruses, malware, or harmful code
• Impersonate any person or entity

8. Limitation of Liability

To the fullest extent permitted by law, MoneyToday shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising from:

• Your use or inability to use the website
• Any financial decisions made based on information from the website
• Unauthorized access to your personal information
• Any third-party content or conduct

9. Indemnification

You agree to indemnify and hold harmless MoneyToday, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

10. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the South African courts.

11. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes your acceptance of the new terms.

12. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Email: legal@moneytoday.co.za