Bonitas Medical Fund
One of South Africa's largest and most established medical schemes
Bonitas Medical Fund is one of South Africa's largest open medical schemes with over 700,000 beneficiaries. Known for comprehensive benefits and competitive pricing.
With a history spanning decades, Bonitas offers a range of plans from affordable network-based options to comprehensive platinum cover. They're particularly known for their generous day-to-day benefits and strong chronic medication cover.
At a Glance
700K+
Beneficiaries
11
Plan Options
From R1,600
Monthly
40+
Years History
Popular Plans
Platinum Delta
R4,800
per month (single)
Hospital Cover
Unlimited private hospitals
Day-to-Day
Comprehensive day-to-day benefits
BonFit Select
R2,100
per month (single)
Hospital Cover
Network hospitals
Day-to-Day
Network GP visits
All Plan Options
| Plan Name | Type | Hospital Cover | From |
|---|---|---|---|
| Platinum Delta | Comprehensive | Unlimited | R4,800 |
| Standard Select | Comprehensive | Unlimited | R3,500 |
| BonClassic | Comprehensive | Unlimited | R3,100 |
| Primary Select | Hospital | Limited | R2,500 |
| BonFit Select | Network | Network | R2,100 |
| BonStart | Network | Network | R1,600 |
* Prices shown are indicative single member rates. Family rates available on request.
Why Choose Bonitas?
No Co-payments (Platinum)
Platinum Delta offers hospital cover with no co-payments required.
Generous Chronic Cover
Comprehensive chronic medication benefits across most plans.
Dental & Optical Included
Most plans include dental and optical benefits as standard.
Strong Financial Position
Well-established scheme with healthy reserves and stable increases.
Affordable Entry Options
BonStart and BonFit offer budget-friendly entry to medical aid.
Maternity Programme
Dedicated maternity support and benefits on comprehensive plans.
BonRewards Programme
Bonitas rewards healthy living through their BonRewards programme - earn points and benefits for looking after your health.
Earn Rewards For
- • Completing health assessments
- • Regular health screenings
- • Gym membership usage
- • Chronic condition management
Benefits Include
- • Discounts on premiums
- • Additional benefits
- • Health incentives
- • Wellness rewards
Pros and Cons
Pros
- No co-payments on Platinum plans
- Comprehensive dental and optical
- Strong chronic medication cover
- Affordable entry-level plans
- Well-established scheme
- BonRewards wellness programme
Cons
- Network restrictions on cheaper plans
- Some sub-limits on benefits
- Not as innovative as Discovery
- BonRewards less extensive than Vitality
- Annual increases apply
How to Join
Get a Quote
Visit the Bonitas website or contact a healthcare broker for a personalised quote.
Choose Your Plan
Select from 11 plan options based on your healthcare needs and budget.
Complete Application
Apply online, via a broker, or at a Bonitas branch with required documents.
Start Date
Cover starts on the 1st of the month following your application.
Frequently Asked Questions
Does Bonitas have a hospital network?
Comprehensive plans (Platinum, Standard, BonClassic) allow any private hospital. Network plans (BonFit, BonStart) use designated providers for better rates.
Are there waiting periods?
Yes, standard 3-month general waiting period and 12-month waiting period for pre-existing conditions apply to new members.
Can I upgrade my plan?
Yes, you can upgrade at any time. Downgrades are typically processed at year-end during the option change period.
Is Bonitas administered by Discovery?
No, Bonitas is administered by Medscheme, one of SA's largest medical scheme administrators - separate from Discovery.
Important Information
- • Bonitas Medical Fund is registered with the Council for Medical Schemes.
- • Premiums shown are indicative - get an official quote for accurate pricing.
- • Late joiner penalties apply if joining after age 35 without prior medical aid cover.
- • Benefits are subject to plan rules and managed care protocols.