Bonitas Medical Fund 2026 Review
SA's second-largest open medical scheme. BonCore from R1,275/month is the cheapest plan; full range climbs to R12,509 for BonComprehensive. AA+ credit rating, R9 billion reserves, administration moving to Momentum Health from 2026.
Cheapest plan
BonCore
From (main member)
R1,275
2026 increase
8.8%
Beneficiaries
732k (2nd largest open scheme)
Reserves
R9bn (AA+ rated)
Administrator
Momentum Health (from 2026)
2026 Bonitas plan range
| Plan | Main member 2026 | Notes |
|---|---|---|
| BonCore | R1,275 | Cheapest 2026 plan |
| BonCap A | R1,554 | Income-banded network plan |
| BonStart | R1,603 | Entry, virtual-first for under-35s |
| BonStart Plus | R2,040 | BonStart + extras |
| BonEssential Select | R2,345 | Network savings option |
| BonFit | R2,698 | Network savings, broader benefits |
| Hospital Standard | R3,561 | Pure hospital plan |
| BonSave | R4,047 | Hospital + MSA |
| Standard | R5,929 | Comprehensive day-to-day |
| BonComplete | R6,614 | Premium day-to-day |
| BonClassic | R8,238 | Top-tier traditional |
| BonComprehensive | R12,509 | Top of the range |
Source: Bonitas 2026 product range launch and contribution table; medicalaid.com and rehealth.co.za per-plan 2026 pages.
Key features
- • Industry-leading maternity benefits — 12 antenatal consults, 2 2D scans (3D/4D on richer plans), midwife/doula benefit, postnatal psychology session
- • BonStart for under-35s — virtual-first GP via Bonitas app, in-hospital via DSP network
- • AA+ credit rating from Global Credit Ratings; R9 billion reserves
- • BHF Titanium Award winner 4 years running for operational performance
- • Boost rewards programme integrates with Pick n Pay and Clicks partners
- • Administration moving to Momentum Health from 2026 (won the 2026 tender)
Frequently asked questions
How much does Bonitas cost in 2026?+
Bonitas BonCore is the cheapest plan at R1,275/month for the main member. Entry-level BonStart starts at R1,603, BonCap A from R1,554. Top-tier BonComprehensive is R12,509. The 2026 weighted average increase is 8.8%, effective 1 January 2026.
What changed at Bonitas in 2026?+
Bonitas moved its administration to Momentum Health following a 2026 tender — bringing combined administration to over 750,000 Bonitas beneficiaries plus Momentum's own book. The scheme retains its AA+ credit rating and ~R9 billion in reserves. Bonitas also rationalised its plan range: BonCore, BonStart, BonStart Plus and BonEssential Select are the entry-level options.
Is Bonitas a good medical aid?+
Bonitas is the second-largest open medical scheme in SA with 731,576 beneficiaries (2024). AA+ credit rating from Global Credit Ratings, R9 billion in reserves, BHF Titanium Award (operational performance) 4 years running. Strong maternity benefits across most plans (industry-leading antenatal package). Trade-offs: BonCap and BonStart use restricted hospital networks; mid-tier plans like Standard and BonComplete are relatively expensive.
What is Bonitas Hospital Standard?+
Hospital Standard is Bonitas's dedicated hospital plan — R3,561/month for the main member. Pure in-hospital cover with no day-to-day benefits, using the Bonitas DSP hospital network (20-40% co-payment for voluntary non-DSP use). Covers 28 Chronic Disease List conditions via DSP pharmacy. Maternity included with 6 antenatal consults + post-natal support.
Important
This article is for general information only and is not financial advice. Figures and rules change frequently — always verify with the official source before acting.