Medical Aid

Medihelp

Quality healthcare cover since 1901 - Over 120 years of service

Medihelp is one of South Africa's oldest medical schemes, established in 1901. With over 120 years of experience, they serve more than 180,000 beneficiaries with quality healthcare cover.

Known for excellent service and strong value for money, Medihelp offers a range of plans from essential cover to comprehensive options. They're particularly popular for their transparent benefits and member-focused approach.

At a Glance

180K+

Beneficiaries

10+

Plan Options

From R1,600

Monthly

120+

Years History

Popular Plans

Entry-level

Essential Core

R2,200

per month (single)

Hospital Cover

PMB hospitals

Day-to-Day

Essential benefits

Affordable monthly premium
PMB hospital cover
Essential chronic medication
Basic dental benefits
Network-based GP visits
Limited specialist cover
Mid-tier

MedSaver Plus

R2,800

per month (single)

Hospital Cover

Private hospitals

Day-to-Day

Savings + benefits

Private hospital access
Medical Savings Account
Chronic medication cover
Dental and optical benefits
Day-to-day savings
Above-threshold benefits
Comprehensive

MedElect Plus

R3,500

per month (single)

Hospital Cover

Unlimited private

Day-to-Day

Comprehensive

Unlimited hospital cover
Full chronic medication
Comprehensive day-to-day
Full dental and optical
Maternity benefits
Overseas travel cover
Premium

Prime

R4,800

per month (single)

Hospital Cover

Unlimited - any provider

Day-to-Day

Full benefits

Top-tier Medihelp plan
Unlimited hospital cover
Full day-to-day benefits
Comprehensive chronic cover
Full dental and optical
No co-payments
International cover

Plan Categories

CategoryPlansHospitalFrom
Prime SeriesPrime, Prime SaverUnlimitedR4,200+
MedElect SeriesMedElect Plus, MedElectUnlimitedR3,000 - R3,800
MedSaver SeriesMedSaver Plus, MedSaverLimitedR2,400 - R3,000
Essential SeriesEssential Core, Essential ElectPMB/NetworkR1,800 - R2,400
NecesseNecesseNetworkR1,600

Why Choose Medihelp?

120+ Years Experience

One of SA's oldest and most trusted medical schemes.

Value for Money

Competitive premiums with comprehensive benefits.

Excellent Service

Known for high member satisfaction and responsive support.

Transparent Benefits

Clear, easy-to-understand benefit structures.

Strong Chronic Cover

Comprehensive chronic medication benefits across plans.

Financial Stability

Well-managed scheme with healthy reserves.

What Makes Medihelp Different

Self-Administered

Medihelp manages their own operations, giving them direct control over service quality.

Member Focus

Non-profit scheme focused on member value rather than shareholder returns.

Stable Increases

History of keeping annual increases manageable and predictable.

Pros and Cons

Pros

  • 120+ years established track record
  • Excellent member service ratings
  • Competitive premium rates
  • Strong chronic medication cover
  • Transparent benefit structures
  • Self-administered scheme

Cons

  • Smaller than major schemes
  • No integrated rewards programme
  • Lower brand awareness
  • Network restrictions on cheaper plans
  • Annual increases still apply

How to Join

1

Get a Quote

Request a personalised quote on the Medihelp website or through a broker.

2

Choose Your Plan

Select from Prime, MedElect, MedSaver, Essential or Necesse based on your needs.

3

Submit Application

Complete your application online or via a broker with required documents.

4

Begin Cover

Cover starts from the 1st of the following month. Waiting periods apply.

Frequently Asked Questions

Is Medihelp a good medical aid?

Yes, Medihelp consistently receives high member satisfaction ratings. Their 120+ year history, competitive pricing, and focus on service make them a reliable choice.

Who administers Medihelp?

Medihelp is self-administered, meaning they manage their own operations rather than outsourcing to a third-party administrator like Discovery Health or Medscheme.

Does Medihelp have a wellness programme?

Medihelp offers wellness benefits and health assessments but doesn't have an extensive rewards programme like Discovery's Vitality or Momentum's Multiply.

What is the Medical Savings Account?

On applicable plans, part of your premium goes into a savings account for day-to-day medical expenses. Unused savings roll over to the next year.

Important Information

  • • Medihelp Medical Scheme is registered with the Council for Medical Schemes.
  • • Premiums shown are indicative - get an official quote for accurate pricing.
  • • Standard waiting periods apply to new members.
  • • Late joiner penalties may apply if joining after age 35 without prior cover.

Ready to Get Covered?