MiWay Insurance
Digital-first insurance with rewards and unique benefits
MiWay is a digital-first insurer backed by Santam, offering competitive premiums and unique benefits like the WeDrive take-me-home service.
As a direct insurer with no brokers, MiWay keeps costs down while offering a great digital experience. Their rewards program lets you earn points redeemable at popular retailers like Takealot and Uber Eats.
At a Glance
Direct
No Broker Fees
Free
WeDrive Service
Rewards
Points Program
Santam
Backed
Key Benefits
WeDrive Take-Me-Home
Had a few drinks? MiWay will send a driver to take you and your car home safely. Included free with comprehensive cover.
MiWay Rewards
Earn points for being a good customer. Redeem for vouchers at Takealot, Uber Eats, Netflix, and more.
Digital Experience
Manage everything online or through the app. Get quotes, submit claims, and track rewards digitally.
Competitive Pricing
As a direct insurer, MiWay cuts out the middleman, potentially saving you on premiums.
WeDrive Take-Me-Home
Had a few drinks? Don't risk it. MiWay will get you and your car home safely.
1. Call
Request WeDrive
2. Driver
Professional arrives
3. Your Car
They drive your vehicle
4. Home
Safe and sound
Available to comprehensive policyholders in major cities at no extra cost.
Cover Options
| Cover Type | What It Covers | Best For |
|---|---|---|
| Comprehensive | Full cover + WeDrive + car hire after theft | Most drivers |
| Third Party Fire & Theft | Theft, hijacking, fire, third-party liability | Older vehicles |
| Third Party Only | Damage you cause to others' property | Budget option |
MiWay Rewards
Earn Points For:
- Paying your premium on time
- Not claiming on your policy
- Engaging with the MiWay app
- Referring friends to MiWay
Redeem At:
Pros & Cons
Advantages
- Unique WeDrive take-me-home service
- Great rewards with popular partners
- Excellent digital experience
- Backed by Santam (SA's largest insurer)
- Competitive direct pricing
Disadvantages
- No physical branches
- WeDrive only in major cities
- No fuel cashback like competitors
- Rewards have limited cash value
How to Get MiWay Insurance
Get a Quote Online
Choose Your Cover
Download the App
Start Earning Rewards
Disclaimer: Information shown is for guidance only. Premiums depend on individual risk profiles. Contact MiWay directly for accurate quotes. MiWay Insurance Limited is a licensed insurer and authorised FSP, part of the Santam group.