Discovery Insure
Get rewarded for driving well with Vitality Drive
Discovery Insure uses Vitality Drive to reward good driving behaviour with up to 50% fuel cashback at Shell and premium discounts.
The better you drive, the more you save. Vitality Drive tracks your driving using a smartphone app, measuring smooth braking, cornering, acceleration, and phone usage. Safe drivers earn status levels that unlock increasing rewards.
At a Glance
50%
Max Fuel Back
25%
Uber Discount
5
Status Levels
Vitality
Integrated
Key Benefits
Up to 50% Fuel Cashback
Earn cashback on Shell fuel purchases based on your Vitality Drive status. Diamond status members get the maximum 50% back.
Premium Discounts
Good driving behaviour can reduce your monthly premium. The safer you drive, the less you pay.
Uber Discount
Get up to 25% off Uber rides when you choose not to drive after drinking.
Excellent App
Manage your policy, track driving scores, submit claims, and access rewards all from the Discovery app.
Vitality Drive Status Levels
Your driving behaviour earns you status, which unlocks increasing rewards and fuel cashback.
Blue
10%
Bronze
20%
Silver
30%
Gold
40%
Diamond
50%
Cover Options
| Cover Type | What It Covers | Best For |
|---|---|---|
| Comprehensive | Theft, hijacking, accidents, third-party, fire | Most drivers |
| Third Party Fire & Theft | Theft, hijacking, fire, third-party liability | Older vehicles |
| Third Party Only | Damage you cause to others' property | Budget option |
Pros & Cons
Advantages
- Industry-leading fuel cashback (up to 50%)
- Premium discounts for safe driving
- Excellent app for policy management
- Uber discounts for responsible choices
- Integration with broader Vitality ecosystem
Disadvantages
- Premiums can be higher than budget insurers
- Requires consistent good driving for max rewards
- App tracking may feel intrusive to some
- Complex product with many features
How to Get Discovery Insure
Get a Quote Online
Choose Your Cover
Download the App
Start Earning Rewards
Disclaimer: Information shown is for guidance only. Premiums depend on individual risk profiles. Contact Discovery Insure directly for accurate quotes. Discovery Insure Ltd is a licensed insurer and authorised FSP.