OUTsurance
You always get something OUT - with OUTbonus cashback
OUTsurance rewards loyal customers with OUTbonus cashback when they don't claim. The longer you stay claim-free, the more cash you get back.
Known for their transparent fixed excess model and excellent Help@OUT roadside assistance, OUTsurance has been protecting South Africans for over 25 years. They focus on straightforward insurance without hidden surprises.
At a Glance
10%
Max OUTbonus
Fixed
Excess Amount
24/7
Help@OUT
25+
Years in SA
Key Benefits
OUTbonus Cashback
Don't claim? Get cash back. Earn up to 10% of your premiums back annually when you stay claim-free.
Fixed Excess
Know exactly what you'll pay when claiming. No surprises with age or vehicle loadings on your excess.
Help@OUT 24/7
Free roadside assistance including towing, jump starts, flat tire changes, and emergency fuel delivery.
Strong Claims Service
OUTsurance Autorepair network offers guaranteed repairs with fast turnaround times.
How OUTbonus Works
The longer you don't claim, the more cash you get back. It's that simple.
Year 1
Build-up starts
Year 2
Qualify for OUTbonus
Year 3+
Earn more each year
Max 10%
Annual cashback
Cover Options
| Cover Type | What It Covers | Best For |
|---|---|---|
| Gold Comprehensive | Full cover with 28-day car hire & credit shortfall | Maximum protection |
| Comprehensive | Theft, hijacking, accidents, third-party, fire | Most drivers |
| Third Party Fire & Theft | Theft, hijacking, fire, third-party liability | Older vehicles |
| Third Party Only | Damage you cause to others' property | Budget option |
Help@OUT Roadside Assistance
Towing
To nearest approved repairer
Jump Start
Battery assistance
Flat Tire
Tire change help
24/7 Available
Any time, anywhere
Pros & Cons
Advantages
- OUTbonus cashback for not claiming
- Fixed excess with no hidden loadings
- Excellent 24/7 roadside assistance
- Strong claims service reputation
- Established brand (25+ years)
Disadvantages
- OUTbonus takes time to build up
- Premiums not always cheapest initially
- No driving behaviour rewards
- Claiming resets OUTbonus build-up
How to Get OUTsurance
Get a Quote
Choose Your Cover
Set Up Debit Order
Start Building OUTbonus
Disclaimer: Information shown is for guidance only. Premiums and OUTbonus depend on individual risk profiles. Contact OUTsurance directly for accurate quotes. OUTsurance Insurance Company Ltd is a licensed insurer and authorised FSP.