1Life Insurance
Direct, simple, and affordable life insurance
Why Choose 1Life?
Simple & Fast
Apply online in minutes with no complicated forms. Get cover quickly without unnecessary delays.
Affordable Premiums
As a direct insurer, 1Life cuts out the middleman, passing savings on to you through lower premiums.
Digital-First
Manage your policy, make changes, and track claims easily through their app and online portal.
1Life Insurance Products
Life Cover
PopularComprehensive life insurance that pays out a lump sum when you pass away.
- Cover up to R10 million
- No medical tests for most
- Accelerated funeral benefit
Funeral Cover
EssentialQuick-payout funeral cover for you and your extended family.
- Cover up to R100,000
- Immediate family included
- Claims paid within 48 hours
Disability Cover
ProtectionFinancial protection if you become permanently disabled and cannot work.
- Lump sum payout
- Own occupation definition
- No waiting period on accidents
Dread Disease Cover
ComprehensiveLump sum payout if diagnosed with a serious illness like cancer or heart disease.
- Covers major illnesses
- Early stage cancer cover
- Use payout for anything
Digital-First Insurance Experience
Manage your insurance the modern way - online and on your phone
Pros & Cons
Advantages
- Competitive premiums as a direct insurer
- Simple, easy-to-understand products
- Quick online application process
- Fast claim payouts (48 hours)
- Excellent digital tools and mobile app
Disadvantages
- No face-to-face adviser support
- Products less customizable than competitors
- No wellness rewards program
- Limited integrated product options
How to Get 1Life Cover
Get a Quote
Visit 1Life online or call to get an instant quote
Answer Questions
Complete a simple health questionnaire
Choose Cover
Select the cover amount and options you need
Get Covered
Your cover starts immediately upon approval
Frequently Asked Questions
Ready to Get Simple, Affordable Cover?
Get a quote online in minutes. No paperwork, no hassle, just straightforward life insurance.
Disclaimer: The information provided on this page is for general informational purposes only and should not be considered as financial advice. Product details, premiums, and benefits are subject to change. Please consult directly with 1Life for the most current information. 1Life Insurance Limited is a registered long-term insurer and an authorised financial services provider (FSP 24769).