Liberty Life Insurance
Over 60 years of protecting South African families
Why Choose Liberty?
Comprehensive Cover
Integrated solutions covering life, disability, income protection, and serious illness in one flexible policy.
Guaranteed Premiums
Lock in your premium patterns for up to 20 years, protecting against unpredictable annual increases.
Expert Advisers
Access to Liberty's nationwide network of qualified financial advisers for personalized guidance.
Liberty Insurance Products
Lifestyle Protector
FlagshipComprehensive, integrated cover that adapts to your life stages with flexible benefits.
- Life, disability & income cover
- Serious illness benefits
- Guaranteed premium patterns
Income Protector
PopularProtect your income if you can't work due to illness, injury, or disability.
- Up to 100% income replacement
- Own occupation cover
- Escalating benefits option
Funeral Plan
EssentialAffordable funeral cover for you and your family with quick claim payouts.
- Cover up to R100,000
- Family cover available
- 48-hour claim payment
Education Protector
FamilyEnsure your children's education continues even if something happens to you.
- Covers school & university fees
- Inflation-linked benefits
- Multiple children covered
Financial Strength & Stability
Liberty is part of the Standard Bank Group, Africa's largest bank by assets
Pros & Cons
Advantages
- Strong financial backing from Standard Bank Group
- Guaranteed premium patterns for up to 20 years
- Comprehensive integrated products covering multiple needs
- Nationwide adviser network for personalized service
- Over 60 years of experience in South Africa
Disadvantages
- No integrated wellness rewards program like competitors
- Products can be complex to understand without an adviser
- Limited direct online purchasing options
- Premiums may be higher than direct insurers
How to Get Liberty Cover
Contact Liberty
Request a consultation with a Liberty financial adviser
Needs Analysis
Your adviser assesses your financial protection needs
Get a Quote
Receive a customized quote based on your requirements
Apply & Activate
Complete your application and start your cover
Frequently Asked Questions
Ready to Protect Your Family with Liberty?
Get expert advice from a Liberty financial adviser and find the right cover for your needs.
Disclaimer: The information provided on this page is for general informational purposes only and should not be considered as financial advice. Product details, premiums, and benefits are subject to change. Please consult directly with Liberty or a qualified financial adviser for the most current information and personalized recommendations. Liberty Life Ltd is a registered long-term insurer and an authorised financial services provider.