Quick Facts
What is the Nedbank Green Credit Card?
The Nedbank Green Credit Card is an entry-level credit card designed for South Africans who want to enjoy the benefits of credit without paying high monthly fees. At just R40 per month, it's one of the most affordable branded credit cards available from major banks.
Despite its low fee, the card offers solid benefits including up to 55 days interest-free on purchases, Greenbacks rewards on every transaction, and complimentary travel insurance. It's an excellent choice for first-time credit card users or those who want basic credit card functionality without premium pricing.
The card integrates seamlessly with Nedbank's digital banking platforms, allowing you to manage your account, make payments, and track spending through the Nedbank Money app.
Key Features
Fees & Charges
| Fee Type | Amount |
|---|---|
| Monthly Fee | R40 |
| Annual Fee | R480 (R40 x 12) |
| Cash Advance Fee | 4% (min R35) |
| Over Limit Fee | R150 |
| Late Payment Fee | R150 |
| Card Replacement | R150 |
* Fees are subject to change. Cash advances start accruing interest immediately with no interest-free period.
Requirements
How to Apply
Check eligibility
Use the Nedbank online pre-qualification tool to check if you qualify without affecting your credit score.
Apply online or in-branch
Apply through the Nedbank website, Money app, or visit any Nedbank branch to speak with a consultant.
Submit documents
Provide your ID, proof of income, and proof of residence. Existing Nedbank clients may have pre-approved offers.
Credit assessment
Nedbank will assess your application and determine your credit limit based on your income and credit profile.
Receive your card
Once approved, your card will be delivered to your branch or home. Activate it via the app or call centre.
Pros & Cons
Advantages
- Low monthly fee of just R40
- Earn Greenbacks rewards on all purchases
- Up to 55 days interest-free period
- Free supplementary cards for family
- Travel and purchase insurance included
- Good entry-level card for building credit
Disadvantages
- Lower rewards rate compared to premium cards
- Credit limit may be lower than premium options
- Basic travel benefits compared to Gold/Platinum cards
- Greenbacks value can be limited
Frequently Asked Questions
Ready to Apply?
Get your Nedbank Green Credit Card and start earning Greenbacks rewards today.
Apply Online Call 0860 555 111Why Choose This Card?
- Low Monthly FeeJust R40 per month
- Greenbacks RewardsEarn on every purchase
- Interest-Free PeriodUp to 55 days on purchases
Use Credit Responsibly
Always pay your full balance to avoid interest charges. Credit cards can lead to debt if not managed properly. Only spend what you can afford to repay.
Compare Options
See how this card compares to other credit cards in South Africa.
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Apply for the Nedbank Green Credit Card and enjoy Greenbacks rewards on every purchase.